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Compared to Estimates, RLI Corp. (RLI) Q3 Earnings: A Look at Key Metrics
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For the quarter ended September 2025, RLI Corp. (RLI - Free Report) reported revenue of $448.97 million, up 5.4% over the same period last year. EPS came in at $0.83, compared to $0.65 in the year-ago quarter.
The reported revenue represents a surprise of +0.49% over the Zacks Consensus Estimate of $446.77 million. With the consensus EPS estimate being $0.62, the EPS surprise was +33.87%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how RLI Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net operating expenses - Total: 39% versus the five-analyst average estimate of 38.2%.
Net loss & settlement expenses - Total: 46.1% compared to the 54.5% average estimate based on five analysts.
Underwriting income (loss) - Total: 85.1% compared to the 92.7% average estimate based on five analysts.
Underwriting income (loss) - Surety: 85% versus 86.6% estimated by three analysts on average.
Underwriting income (loss) - Property: 60.2% compared to the 90% average estimate based on three analysts.
Underwriting income (loss) - Casualty: 98.2% versus the three-analyst average estimate of 98.4%.
Net operating expenses - Property: 34.3% compared to the 32.4% average estimate based on two analysts.
Net premiums earned: $407.7 million versus the five-analyst average estimate of $404.06 million. The reported number represents a year-over-year change of +4.7%.
Net investment income: $41.27 million compared to the $41.4 million average estimate based on five analysts. The reported number represents a change of +12.5% year over year.
Net premiums earned- Property: $126.69 million compared to the $129.53 million average estimate based on three analysts. The reported number represents a change of -4.9% year over year.
Net premiums earned- Surety: $37.5 million versus $37.81 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +2.5% change.
Net premiums earned- Casualty: $243.51 million versus $235.08 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +10.9% change.
Shares of RLI Corp. have returned -7.7% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Compared to Estimates, RLI Corp. (RLI) Q3 Earnings: A Look at Key Metrics
For the quarter ended September 2025, RLI Corp. (RLI - Free Report) reported revenue of $448.97 million, up 5.4% over the same period last year. EPS came in at $0.83, compared to $0.65 in the year-ago quarter.
The reported revenue represents a surprise of +0.49% over the Zacks Consensus Estimate of $446.77 million. With the consensus EPS estimate being $0.62, the EPS surprise was +33.87%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how RLI Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for RLI Corp. here>>>
Shares of RLI Corp. have returned -7.7% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.